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On June 15, 2020 SBA will begin accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications from all eligible small businesses and U.S. agricultural businesses. To learn more about eligibility and apply, click here.

UPDATE AS OF 10/09/2020: SBA and Treasury Announce Simpler PPP Forgiveness for Loans of $50,000 or Less. 

Under the direction of Governor Abbott, with the advice of the Lt. Governor, Speaker of the House, Attorney General, and Texas Comptroller:

The Governor’s Strike Force to Open Texas will safely and strategically restart and revitalize all aspects of the Lone Star State—work, school, entertainment, and culture. 


SBA Economic Injury Disaster Loan

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.

This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application. This loan advance will not have to be repaid.

Coronavirus Aid, Relief, and Economic Security (CARES) Act

In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak. These include Paycheck Protection Program, SBA Debt Relief and SBA Express Bridge Loans. 


Paycheck Protection Program

An SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis.

SBA Debt Relief Program

The SBA is providing a financial reprieve to small businesses during the COVID-19 pandemic.

SBA Express Bridge Loans

Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly.

Avoid COVID-19 scams!
Avoid COVID-19 scams!

Scammers are using the Small Business Administration’s (SBA) name to con small businesses and individuals during the COVID-19 crisis through phone calls, emails, text messages and letters.

Please note:
-If you are contacted by someone claiming to be from the SBA, suspect fraud.
-Emails from SBA or other legitimate government agencies will always end in .gov.
-There is no cost to apply for a COVID-19 Economic Injury Disaster Loan and SBA will never ask you to provide a credit card.
-Do not release any private information (social security number, date of birth, etc.) or banking information in response to an unsolicited caller, letter, email, or text.
-If you are in the process of applying for an SBA loan and receive email correspondence asking for PII, ensure that the referenced application number is consistent with your application number.
-An SBA logo on an email or webpage does not guarantee the information is accurate or from the SBA.
-Check for spelling and grammatical errors in an email and be wary of clicking on any links or attachments.
-For help with applying for an Economic Injury Disaster Loan, call 800-659-2955 or email You can also use a text telephone (TTY) by calling 1-800-877-8339.
-For inquiries regarding support for small businesses, send an email to
-Visit the Small Business Cybersecurity site to learn more about small Business Cybersecurity tips, common threats, training, and best practices.
-Visit the U.S. Department of Homeland Security’s Cyber Infrastructure site for small business resources.
-Trust your instincts! If something seems too good to be true, then it probably is too good to be true.

Business Recovery Accelerator

The UTSA Institute for Economic Development launched the Small Business Development Center COVID-19 Business Recovery Accelerator (SBDC COBRA) to help small businesses weather the financial hardships caused by the coronavirus pandemic. COBRA is the only recovery accelerator of its kind in Texas to help stabilize and rebuild the small-business economy.

COBRA will provide small businesses with the counseling and resources to pursue loans from the financial industry and to begin recovering from the economic impact of the COVID-19 pandemic. To begin this process, please reach out to your local SBDC for further guidance. 

SBDC Assistance

Still have small business questions related to SBA EIDL or CARES Act? Complete our online intake form and we will connect you with one of our senior certified business advisors will be in touch.

Funded in part through the State of Texas and a Cooperative Agreement with the U.S. Small Business Administration. The support given by the U.S. Small Business Administration through such funding does not constitute an expressed or implied endorsement of any of the cosponsors’ or participants’ opinions, findings, conclusions, recommendations, products or services. Reasonable accommodations for persons with disabilities or limited English proficiency will be made if requested at least two weeks in advance. Contact Texas State University SBDC by phone at 512.420.9379 or via email at